The Need For A Personal ‘Margin Call’

By Rudolfs Dainis Smits

The word "margin" has many meanings and applications. Even for the workplace. The Merriam-Webster dictionary, for example, says it can mean, a bare minimum below which or an extreme limit beyond which something becomes impossible or is no longer desirable. It can mean the difference between profit and loss. If equity in your account - value of securities minus what you owe the brokerage) - falls below the maintenance margin, the brokerage can issue a "margin call." This forces the investor to either liquidate his/her position in the stock, or add more cash to the account.

Tags:  Margin

Building Margin Into Your Life

By Rick Warren

"Jesus said to his followers, 'Go everywhere in the world, and tell the Good News to everyone'" (Mark 16:15 NCV).

A lot of people are on overload and headed for a crash. Consider these statistics among U.S. citizens:

• People now sleep 2 1/2 fewer hours each night compared to people from one hundred years ago.

• The average work week is longer now than it was in the 1960s.

• The average office worker has 36 hours of work piled up on his or her desk. It takes three hours a week just to sort through it and find what we need.

• We spend eight months of our lives opening junk mail, two years of our lives playing phone tag with people who are too busy to answer, and five years waiting for people who are trying to do too much and are late for meetings.

Tags:  Margin